:root {
  --ink: #14202e;
  --muted: #4f5d6d;
  --bg: #ffffff;
  --bg-alt: #f4f6f9;
  --navy: #0f2a44;
  --accent: #e8a33d;
  --accent-ink: #1a1203;
  --link: #0b5cad;
  --line: #dde3ea;
  --radius: 10px;
  --wrap: 1080px;
  --serif: "Iowan Old Style", "Palatino Linotype", Palatino, Georgia, serif;
  --sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 72px; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }
body {
  margin: 0;
  font: 17px/1.6 var(--sans);
  color: var(--ink);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: var(--link); }
a:focus-visible, .btn:focus-visible { outline: 3px solid var(--accent); outline-offset: 3px; }
h1, h2, h3 { font-family: var(--serif); line-height: 1.2; margin: 0 0 .5em; color: var(--navy); }
h2 { font-size: clamp(1.6rem, 3vw, 2.1rem); }
h3 { font-size: 1.2rem; }
p { margin: 0 0 1em; }

.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 20px; }
.narrow > * { max-width: 760px; }

.skip { position: absolute; left: -999px; top: 8px; background: var(--navy); color: #fff; padding: 8px 14px; border-radius: 6px; z-index: 100; }
.skip:focus { left: 8px; }

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255, 255, 255, .96);
  border-bottom: 1px solid var(--line);
  backdrop-filter: saturate(160%) blur(6px);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 60px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--navy); font-family: var(--serif); font-weight: 700; font-size: 1.15rem; white-space: nowrap; }
nav ul { list-style: none; display: flex; gap: 22px; margin: 0; padding: 0; }
nav a { color: var(--ink); text-decoration: none; font-size: .95rem; font-weight: 500; }
nav a:hover { color: var(--link); }

/* Hero */
.hero { background: linear-gradient(160deg, #0f2a44 0%, #173d63 100%); color: #e9eff6; padding: 64px 0 40px; }
.hero h1 { color: #fff; font-size: clamp(2rem, 4.6vw, 3.1rem); max-width: 18ch; }
.hero-inner { display: grid; grid-template-columns: 1fr auto; gap: 48px; align-items: center; }
.eyebrow { text-transform: uppercase; letter-spacing: .12em; font-size: .82rem; font-weight: 600; color: var(--accent); margin-bottom: .8em; }
.lede { font-size: 1.15rem; max-width: 52ch; color: #d3deea; }
.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.btn { display: inline-block; padding: 13px 24px; border-radius: 999px; font-weight: 600; text-decoration: none; font-size: 1rem; }
.btn-primary { background: var(--accent); color: var(--accent-ink); }
.btn-primary:hover { background: #f0b558; }
.btn-ghost { border: 1.5px solid rgba(255, 255, 255, .55); color: #fff; }
.btn-ghost:hover { background: rgba(255, 255, 255, .1); }
.headshot { width: 260px; height: 260px; border-radius: 50%; object-fit: cover; border: 4px solid rgba(255, 255, 255, .2); }
.headshot-placeholder { display: grid; place-items: center; background: #24527f; color: #fff; font-family: var(--serif); font-size: 5rem; letter-spacing: .04em; }

.facts { list-style: none; padding: 0; margin: 48px 0 0; display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid rgba(255, 255, 255, .18); }
.facts li { padding: 20px 12px 4px 0; }
.facts strong { display: block; font-family: var(--serif); font-size: 1.7rem; color: #fff; }
.facts span { font-size: .9rem; color: #b8c7d8; }

/* Sections */
.section { padding: 72px 0; }
.section.alt { background: var(--bg-alt); }
.section-lede { color: var(--muted); font-size: 1.1rem; max-width: 60ch; }
.cards { display: grid; gap: 20px; margin-top: 24px; }
.cards.two { grid-template-columns: repeat(2, 1fr); }
.cards.three { grid-template-columns: repeat(3, 1fr); }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px 26px 12px; border-top: 4px solid var(--navy); }
.alt .card { border-color: var(--line); border-top-color: var(--accent); }
.card p { color: var(--muted); }
.cta-line { margin-top: 28px; font-weight: 500; }

.checks { list-style: none; padding: 0; margin: 20px 0 0; }
.checks li { position: relative; padding: 0 0 18px 34px; }
.checks li::before { content: ""; position: absolute; left: 4px; top: 7px; width: 14px; height: 8px; border-left: 3px solid var(--navy); border-bottom: 3px solid var(--navy); transform: rotate(-45deg); }

.steps { list-style: none; padding: 0; margin: 28px 0 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; counter-reset: step; }
.steps li { counter-increment: step; }
.steps li::before { content: counter(step); display: grid; place-items: center; width: 40px; height: 40px; border-radius: 50%; background: var(--navy); color: #fff; font-weight: 700; margin-bottom: 14px; }
.steps p { color: var(--muted); font-size: .97rem; }

.contact { background: var(--navy); color: #e9eff6; }
.contact h2 { color: #fff; }
.contact .section-lede { color: #c5d3e2; }
.contact-list { list-style: none; padding: 0; margin: 24px 0 0; }
.contact-list li { display: grid; grid-template-columns: 140px 1fr; gap: 12px; padding: 14px 0; border-bottom: 1px solid rgba(255, 255, 255, .15); }
.contact-list .label { color: #9fb3c8; font-size: .9rem; text-transform: uppercase; letter-spacing: .08em; padding-top: 2px; }
.contact-list span { overflow-wrap: anywhere; }
.contact-list a { color: #fff; font-weight: 600; text-decoration-color: var(--accent); text-underline-offset: 4px; overflow-wrap: anywhere; }

.site-footer { background: #0a1d30; color: #8ea3b9; font-size: .88rem; padding: 22px 0; }
.site-footer p { margin: 0; }

/* Tablet */
@media (max-width: 880px) {
  .steps, .cards.three { grid-template-columns: repeat(2, 1fr); }
  .headshot { width: 200px; height: 200px; }
  .headshot-placeholder { font-size: 4rem; }
}

/* Phone */
@media (max-width: 640px) {
  body { font-size: 16px; }
  .wrap { padding: 0 16px; }
  nav { display: none; }
  .hero { padding: 40px 0 28px; }
  .hero-inner { grid-template-columns: 1fr; gap: 28px; }
  .headshot { order: -1; width: 120px; height: 120px; }
  .headshot-placeholder { font-size: 2.6rem; }
  .facts { grid-template-columns: repeat(2, 1fr); margin-top: 32px; }
  .facts strong { font-size: 1.45rem; }
  .actions .btn { flex: 1 1 100%; text-align: center; }
  .section { padding: 52px 0; }
  .cards.two, .cards.three, .steps { grid-template-columns: 1fr; }
  .contact-list li { grid-template-columns: 1fr; gap: 2px; }
}